Free Home Sale Calculator

How much will you
walk away with?

Enter a few details about your home and see your estimated net proceeds — whether you sell traditionally or accept a cash offer from ARS.

Your Property
Desired Home Sale Price
Enter the price you're hoping to sell your home for based on current market conditions or a recent appraisal.
$
Traditional Sale Costs
Mortgage Balance
The remaining amount you owe on your mortgage. Your actual payoff may be slightly higher due to accrued interest — contact your lender for an exact figure.
$
Agent Fees 6.0%
In a traditional home sale, the seller typically pays fees to both their own agent and the buyer's agent. These are usually negotiable, but the total tends to fall around 5–6% of the sale price.
%
0%6%
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Closing Costs 2.0%
Seller-paid closing costs include title fees, transfer taxes, escrow fees, and attorney fees where required. These typically run 1–3% of the sale price depending on your location and loan type.
%
1%3%
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Prep Costs
The total cost of getting your home ready to show to potential buyers. This varies depending on whether you pay for staging, cosmetic improvements, deep cleaning, landscaping, and storage.
$
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Repair Costs
Once you've accepted a buyer's offer, they'll typically have the home inspected for defects. The buyer will usually ask you to either make the repairs or provide a credit equal to the expected repair cost.
$
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Seller Concessions
Buyers may ask sellers to pay certain costs on their behalf at closing. The amount a buyer can request is limited by their loan type and down payment size. When buyers do ask for concessions, it's typically between 0–2% of the home sale price.
$
$ %
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Overlap Costs
These are the ongoing costs you continue to pay while your home is listed and until closing — things like mortgage payments, property taxes, homeowners insurance, utilities, and HOA dues.
$
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ARS Cash Offer
Estimated Cash Offer
Enter an estimated cash offer amount, or get a real offer from us to see exactly what you'd walk away with.
$
Traditional Sale
Estimated Net Proceeds
$0
Sale Price $0
Mortgage Payoff −$0
Agent Fees −$0
Closing Costs −$0
Prep Costs −$0
Repair Costs −$0
Seller Concessions −$0
Overlap Costs −$0
Get a Cash Offer Instead →
ARS Cash Offer
Estimated Net Proceeds
$0
Cash Offer $0
Mortgage Payoff −$0
No Agent Fees $0
No Repairs Needed $0
No Closing Costs $0
Get My Cash Offer →

This calculator provides estimates only. Actual net proceeds may vary based on your final sale price, negotiated terms, lender payoff amount, and local market conditions. This is not a commitment to purchase or an official offer.

What Goes Into It

Understanding your net proceeds.

01
Sale Price
Start with what you expect a buyer to pay. Use recent comparable sales in your neighborhood as a benchmark, or get a free estimate from ARS.
02
Mortgage Payoff
Your payoff amount is not the same as your current balance. It includes any accrued interest up to the closing date. Contact your lender for the exact figure.
03
Agent Commission
In a traditional sale, sellers typically pay both their own agent and the buyer's agent — usually 5–6% of the sale price, split at closing.
04
Closing Costs
Expect to pay 1–3% of the sale price in title fees, transfer taxes, escrow, and other closing expenses — regardless of how you sell.
05
Repairs & Prep
Traditional buyers often request repairs after inspection. Staging, cleaning, and pre-listing improvements can add thousands more before you even close.
06
The ARS Difference
With ARS, there are no commissions, no repairs, and no closing costs passed to you. The offer we make is the money you walk away with.